Credit Card Processing Rates and Fees

Capital Merchant Solutions, Inc. has been offering affordable payment solutions to retail, service, restaurant, home based, and internet businesses since 1997. Our low rates help us attract new clients, but our dependability and outstanding customer service will keep you a customer for life. We have negotiated the best possible rates from our processing banks in order to keep our clients' costs as low as possible. Take a close look at the third column below, these are NOT Introductory rates! You will be hard pressed to find lower published rates for a merchant account and an Authorize.net payment gateway. This is a risk free offer... Effective 10/24/2011, our merchant accounts are now offered with No Cancellation Fees. Cancel anytime, with no penalty if you feel as though we are not exceeding your expectations.

Comparison


	Industry Average	FreeAuthNet.com
Setup Fee	$99 - $299	FREE
Authorize.net License Fee	$99 - $199	FREE
Application Fee	$50 - $295	FREE
Discount Rate	2.25% - 3.95%	2.04%
Transaction Fee	$0.25 - $0.35	$0.24
Statement Fee	$10.00 - $25.00	$8.95
Annual Fee	$49-$99	FREE
Internet Gateway Fee	$20.00 - $35.00	$13.99
Check by Phone Software	$195.00 - $295.00	FREE
Credit Restrictions	Very Strict	Not an issue
Cancellation Fee	$300-$500	FREE

**The above rates and fees are not meant to be entirely inclusive; other rates and fees may apply to certain transaction types. Entire rate and fee schedule will be included in your Merchant Application and Merchant Processing Agreement. These will be available for review prior the completion of the setup of your merchant account.

"I want to apologize. For whatever reason, I believed the fast talking local merchant provider. He tried showing me how much money he was going to save me, and how much better service I would be getting since he was "local". Well the last time I saw him was the day I signed my application with him. He sent me a quick email with my account information once my account was approved (6 days later). The scariest thing was when I received my first statement. I paid about $160 more than I had been paying with you. The guy to this day will not return my call. Believe me, I learned from my mistake.

Thank you for your understanding, and most importantly Thank You for turning my account back on the day I called you! You WILL be my merchant account provider as long as I am in business!"

~Nathan W.
Nates Power Supply

"I still can't believe you are giving Authorize.net away with no setup fee! Before my webmaster told me about FreeAuthNet.com, I was ready to sign up with my local bank. I already had the $399 check written out to get my account setup. ($299 for Authorize.net + a $100 Application fee). I sent Felix, my webmaster a thank you card also. You guys are one of a kind."

~Stacie P.
Mama's Country Krafts